Terms & Conditions
Last updated: January 15, 2026
These terms govern the use of the paylavario.com website and the financial guidance services offered by Paylavario S.A. de C.V.
1. Acceptance of terms
By accessing and using this website, you accept these terms and conditions in their entirety. If you disagree with any part, we ask that you do not use our services.
2. Service description
Paylavario offers financial guidance and education services, including financial assessment, budget planning, access to information about social programs, and credit advisory. Our services are informational and guidance-oriented; they do not constitute legal, tax, or investment advice.
3. Eligibility
To use our services you must be over 18 years old and reside in the Mexican Republic. By submitting a request, you declare that you meet these requirements.
4. Website use
You agree to use the site lawfully and in accordance with these terms. It is prohibited to: use the site for illegal purposes, attempt to access restricted areas without authorization, transmit malicious content, or interfere with the site's operation.
5. Intellectual property
All site content (texts, designs, logos, images, and software) is the property of Paylavario S.A. de C.V. or its licensors. Reproduction, distribution, or modification without express written authorization is prohibited.
6. Limitation of liability
The information provided on this site and in our consultations is general in nature. Paylavario is not responsible for financial decisions made based on our guidance. We recommend consulting specialized professionals for investment or legal decisions.
7. Data protection
The processing of personal data is governed by our Privacy Policy, available on this site. By using our services, you accept the processing of your data in accordance with said policy.
8. Modifications
We reserve the right to modify these terms at any time. Modifications will take effect upon publication on the site. Continued use of the site after changes implies acceptance of the new terms.
9. Applicable law
These terms are governed by the laws of the United Mexican States. For any dispute arising from these terms, the parties submit to the jurisdiction of the competent courts of Mexico City, waiving any other jurisdiction that may correspond to them.
10. Contact
For inquiries about these terms, write to us at legal@paylavario.com or visit us at Av. Paseo de la Reforma 505, Floor 12, Col. Cuauhtémoc, C.P. 06500, Mexico City.